2625 Howe Street

Under $1 million in Santa Cruz? It exists, and it comes with endless possibilities. This cute two-bedroom sits on a generous lot right between 41st and Dominican, giving you that central Santa Cruz location without the central Santa Cruz price tag. The fenced backyard provides immediate privacy while the lot size whispers expansion potential to anyone with vision. Perfect for first-time buyers ready to build equity instead of paying rent, or savvy investors who understand that Santa Cruz properties under seven figures dont stay available long. New dishwasher and fridge handle the immediate needs while you plan your next strategic moves. Room for an ADU means rental income potential that could help carry the mortgage. Room to expand the house means your starter home doesnt have to stay small forever. The lot gives you options most Santa Cruz buyers only dream about finding. Centrally located means everything Santa Cruz offers stays within reach while you build wealth instead of just paying someone elses mortgage. Sometimes the best investments dont look flashy from the street - they just offer opportunity disguised as affordability. When you find a Santa Cruz property with this much potential under $1 million, you move fast.

Days on Market

5 days

Current Status

Active

Original Price

$989,000

List Price

$989,000

On Market Date

Aug 7, 2025

Property Type

Single Family Home

Area

46 - Soquel

Zip Code

95065

MLS ID

ML82017264

APN

025-501-06-000

Year Built

1930

Stories in Building

Unavailable

Possession

Unavailable

Data Source

MLSL

Origin MLS System

MLSListings, Inc.

Bed

2

Bath

1

Shower and Tub, Tile

Parking

6

No Garage, Off-Street Parking

SQ FT

834

SQ FT Source

Unavailable

Lot SQ FT

4,922.0

Lot Acres

0.112994 Acres

Kitchen

Countertop - Granite, Dishwasher, Microwave, Oven Range - Gas, Refrigerator

Cooling

None

Dining Room

Dining Area, Eat in Kitchen

Disclosures

Natural Hazard Disclosure

Family Room

Separate Family Room

Flooring

Laminate, Tile

Foundation

Concrete Slab

Heating

Wall Furnace

Laundry

Electricity Hookup (220V), Inside

Fee

Unavailable

MLS and other Information regarding properties for sale as shown in Theo have been obtained from various sources such as sellers, public records, agents and other third parties. This information may relate to the condition of the property, permitted or unpermitted uses, zoning, square footage, lot size/acreage or other matters affecting value or desirability. Unless otherwise indicated in writing, neither brokers, agents nor Theo have verified, or will verify, such information. If any such information is important to buyer in determining whether to buy, the price to pay or intended use of the property, buyer is urged to conduct their own investigation with qualified professionals, satisfy themselves with respect to that information, and to rely solely on the results of that investigation.

School data provided by GreatSchools. School service boundaries are intended to be used as reference only. To verify enrollment eligibility for a property, contact the school directly.